Certified Practising Accountants



Financial Planning


Williams, Edwards & Findlay offers financial advice as an Authorised Representative of Count*.

Count is Australia's largest network of accountant-based advisers. While Count is now part of the Commonwealth Bank Group of Companies and enjoys the benefit that ready access to Australia's largest financial institution brings, it maintains its unique culture and brand and continues to champion professional accountant-based advice which has served its clients since its inception in 1980.

Our business has grown rapidly in recent times, predominantly due to referrals from people who have benefited from our advice. If you are referred to us, we will seek to identify:
  • What you want
  • What strategies we believe are most appropriate for you, and
  • How you would benefit from our advice


We build long term relationships with clients - we do not simply facilitate transactions or sell one-off solutions. Accordingly, we only take on clients who:
  • are willing to take advice,
  • will benefit from our advice, and
  • understand that good advice is worth paying for


If you are new to Financial Planning, find out more from Count's website.


The services we provide are:


Wealth Creation Strategies

We assist you to create wealth through the use of investment strategies such as savings plans, negative and positive gearing.


Lifestyle Financial Planning

By identifying your goals and the timeframes for these, we can show you how to get there efficiently through cashflow management, budget setting and maintenance, salary packaging, debt management and structural options.


General Investment Advice

We can provide you with investment options including cash, direct shares, managed funds, fixed interest, and listed property. Every investor is different, so we work with our clients to establish a portfolio of investments that is appropriate for them.


Retirement Planning

When you are looking towards retirement, certain questions come to mind - which investments can provide a tax effective income; how much is enough; will I be paying tax when I retire; how long will my money last? We can help you to answer these questions and provide peace of mind by guiding you through the ways to achieve health, wealth and happiness once you have stopped work.


Finance

Through Count network we have access to brokers who can - at no cost to you - source the best finance deal for you. We can help you with finance for:
- Residential or commercial property purchase
- Vehicle lease or purchase
- Investment purposes


Superannuation Strategies

What is superannuation and how does it work? Simple Super was meant to make it easy, however there are still many questions around this complex yet very effective tax structure. Questions we will explore with you include: which superannuation vehicle is best suited to your needs - industry fund, retail fund, wrap account, self managed super fund? Should you be salary sacrificing? What investment options are available and which one is right for you?


Stockbroking Research and Strategies

If you are interested in investing in the sharemarket, or already have a portfolio, we can provide you with advice on share investment options and assistance with managing your portfolio as well as buying and selling, either through your broker or ours.


Social Security Advice

Have you considered whether you are eligible for any Government benefits? Should you apply for the Centrelink Age Pension, and if you did, what would that mean to your income and investments? Together we will identify what benefits from the Government you may be eligible for and how these may assist your other investments in meeting your goals.


Personal and Business Insurances

Insurance strategies and products to ensure that when something goes wrong, you and your family are prepared to meet the challenges. Life Cover - to provide for your family or business should you die unexpectedly; Total and Permanent Disablement - to provide for yourself and your family should you be unable to ever work again; Trauma Cover - to cover medical expenses and potential loss of income should you suffer a major illness such as heart attack or stroke; Income Protection - to provide a regular income in the event that you are unable to work for an extended period of time (beyond what you might claim under sick leave).


Estate Planning Strategies and Advice

Understanding the importance of Wills, Enduring Powers of Attorney and Enduring Guardianships, as well as helping you to ensure that your assets are distributed in the way you intend by putting in place an effective Estate Plan.


Portfolio Management

Having recommended which investments and structures you should use to meet your goals, we can then manage the portfolio for you through our portfolio management system, providing you with consolidated reporting on a regular basis (your choice of monthly, quarterly, semi-annually or yearly).


Corporate Offerings

Are you a business owner? We can assist with corporate superannuation packages, as well as business level insurances such as Key Person cover.


Business Succession Strategies

When the time comes to leave your business, either through retirement, accident or death, you want to be sure that your business is ready for the change. A Succession Plan is essential to this process and in conjunction with your accountant and/or solicitor, we can help you to establish a plan that will enable you to confidently leave your business when the time comes.


For more information about Count and some useful calculators, please go to www.count.com.au.

This web page may contain general advice. It does not take account of your individual objectives, financial situation or needs. You should consider talking to a financial adviser before making a financial decision.


*Williams, Edwards & Findlay is an Authorised Representative of Count. 'Count' and Count Wealth Accountants® are trading names of Count Financial Limited, ABN 19 001 974 625 Australian Financial Services Licence Holder Number 227232 ("Count") a wholly-owned, non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124. Count is a Professional Partner of the Financial Planning Association of Australia Limited.

We are committed to ensuring the privacy and security of your personal information. As an Authorised Representative of Count Financial Limited, we are bound by Count's Privacy Policy.

Authorised Representative of Count Wealth Accountants ABN 19 001 974 625
Australian Financial Services Licences Number 227232
Financial Adviser of Williams, Edwards & Findlay
19 Commercial Street, Korumburra ,Vic 3950
Please note: taxation and accounting services are not endorsed nor the responsibility of Count Wealth Accountants.

Williams, Edwards & Findlay
19 Commercial St, Korumburra VIC 3950
Ph: (03) 5655 2311 Fax: (03) 5655 2225
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